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Kotak Bank Terms & Conditions


Croma Weekend - Kotak White & White Reserve Instant Discount Offer

Offer Construct: Flat INR 5000 on minimum transaction value of INR 1 lakh using Kotak White & White Reserve Credit Cards

Minimum Transaction Value: Rs.1,00,000 (offline and online www.croma.com)

Offer days: Valid every Saturday and Sunday only during offer period

Offer Period: 5th August 2023 to 29th October 2023

Instruments: White and White Reserve Credit Card

Instant discount will be applicable on all available tenure options for In Store transactions only.

Offer is limited to 1 Transaction per card during the Offer Period.



How to Redeem the Offer:

Visit any Croma offline stores/website.

Select your products
At time of payment, use Kotak Credit Card on MTV of Rs.1 lakh online (croma.com), to be eligible for instant discount
Instant Discount will be given to the customers immediately
Offer is valid once per card for the entire offer period



Bank Offer - Terms & Conditions:

This offer is from Kotak Mahindra Bank Limited (“Bank”) under an arrangement with Croma(“Merchant”) and is open to all residents of India holding a valid and current Kotak Credit (“Cardholder”).
Offer is valid from 5th August, 2023 till 29th October, 2023 (“Offer Period”).
Customers availing this Offer shall be eligible for a maximum Instant Discount of Rs.5,000/-. The Instant Discount shall be adjusted to the Customer’s final invoice amount at time of transaction.
Offer is valid only if 'Instant Discount' is mentioned on charge slip. Customers are requested to retain charge slip for 180 days post offer end date.
Offer is valid on add-on cards
This offer cannot be clubbed with other credit card promotions
Delinquent and over-limit Kotak Credit Card members will not qualify for this Offer.
Offer is not valid on B2B, Commercial and Corporate Credit Cards
Participation in this Offer is voluntary
Offer valid once per card, per customer during offer period
The Offer is non-transferable, non-encashable and non-negotiable.
Any Customer eligible for the Offer shall be deemed to have read, understood and accepted these terms and conditions, general terms and conditions of the Bank and terms and conditions of the Merchant in relation to the Offer before availing the Offer. Bank merely facilitates its Customers to avail the Offer and it is in no way concerned or connected in respect of the terms and conditions of Merchant.
The Bank and Merchant, reserve the right to disqualify any Customer from the benefits of the Offer if any fraudulent activity is identified as being carried out for the purpose of availing the benefits under the Offer.
Bank and Merchant reserve the right, at any time, without prior notice and without assigning any reason whatsoever, to add/alter/modify/change or vary all or any of these terms and conditions or to replace, wholly or in part this Offer by another offer whether similar to this Offer or not or to extend or withdraw this Offer altogether.
The Bank shall not be responsible or liable in any manner whatsoever for any deficiency or inadequacy in the services rendered by Merchant, its agents or representatives and the Customer hereby understands, acknowledges and agrees not to hold the Bank responsible or liable for, any losses, damages, costs, charges, expenses, claims (whether direct or indirect), actions or demands suffered by the Customer in relation to availing the benefits under the Offer.
The Bank holds out no warranty and makes no representation about the quality, delivery or otherwise of the goods and services offered by Merchant. Any issue, dispute, or claim arising out of or in relation to availing the benefits under the Offer must be resolved by the Customer directly with Merchant by calling @ 1800 102 2777 without any reference to the Bank , or use the link https://www.croma.com/helpAndSupportwithout any reference to the Bank.
The decision of the Bank and Merchant in all matters in connection with and incidental to this Offer is final and shall be binding on all persons.
Disputes, if any, arising out of or in connection with or as a result of above Offer or otherwise relating hereto shall be subject to the exclusive jurisdiction of the competent courts / tribunals in Mumbai.
Offer is for one time use only and cannot be clubbed with any other Offer.
All taxes, duties, levies or other statutory dues and charges payable in connection with the benefits of the Offer shall be borne solely by the Customer and the Bank will not be liable in any manner whatsoever for any such taxes, duties, levies or other statutory dues and charges.
This offer cannot be clubbed with any other ongoing offer at the store i.e. Brand offer, Croma offer or Kotak Bank.



Kotak Bank Terms & Conditions


Croma Instant Discount Offer on Fridays

Offer Construct: 10% instant discount upto Rs.1500 using Kotak Credit Card (non EMI) and instant discount upto Rs.2000 using Kotak Credit Card EMI

Minimum Transaction Value: Rs.15000 (offline stores) and Rs.10000 (online www.croma.com)

Offer days: Valid every Friday during offer period only

Offer Period: 4th August 2023 to 29th September 2023

Instruments: Credit Card Non-EMI and Credit Card EMI transactions

Instant discount will be applicable on all available tenure options for In Store transactions only.
Offer is limited to 1 Transaction per card during the Offer Period.



How to Redeem the Offer:

Visit any Croma offline stores/website.
Select your products
At time of payment, use Kotak Credit Card/EMI on MTV of Rs.15000 for offline and Rs.10000 for online (croma.com), to be eligible for instant discount
Instant Discount will be given to the customers immediately
Offer is valid once per card for the entire offer period



Bank Offer - Terms & Conditions:

This offer is from Kotak Mahindra Bank Limited (“Bank”) under an arrangement with Croma(“Merchant”) and is open to all residents of India holding a valid and current Kotak Credit (“Cardholder”).
Offer is valid from 4th August, 2023 till 29th September, 2023 (“Offer Period”).
Customers availing this Offer shall be eligible for a maximum Instant Discount of Rs.2,000/- (up to 1500/- for full swipe transactions). The Instant Discount shall be adjusted to the Customer’s final invoice amount at time of transaction.
Offer is valid only if 'Instant Discount' is mentioned on charge slip. Customers are requested to retain charge slip for 180 days post offer end date.
Offer is valid on add-on cards
This offer cannot be clubbed with other credit card promotions
Delinquent and over-limit Kotak Credit Card members will not qualify for this Offer.
Offer is not valid on B2B, Commercial and Corporate Credit Cards
Participation in this Offer is voluntary
Offer valid once per card, per customer during offer period
The Offer is non-transferable, non-encashable and non-negotiable.
Any Customer eligible for the Offer shall be deemed to have read, understood and accepted these terms and conditions, general terms and conditions of the Bank and terms and conditions of the Merchant in relation to the Offer before availing the Offer. Bank merely facilitates its Customers to avail the Offer and it is in no way concerned or connected in respect of the terms and conditions of Merchant.
The Bank and Merchant, reserve the right to disqualify any Customer from the benefits of the Offer if any fraudulent activity is identified as being carried out for the purpose of availing the benefits under the Offer.
Bank and Merchant reserve the right, at any time, without prior notice and without assigning any reason whatsoever, to add/alter/modify/change or vary all or any of these terms and conditions or to replace, wholly or in part this Offer by another offer whether similar to this Offer or not or to extend or withdraw this Offer altogether.
The Bank shall not be responsible or liable in any manner whatsoever for any deficiency or inadequacy in the services rendered by Merchant, its agents or representatives and the Customer hereby understands, acknowledges and agrees not to hold the Bank responsible or liable for, any losses, damages, costs, charges, expenses, claims (whether direct or indirect), actions or demands suffered by the Customer in relation to availing the benefits under the Offer.
The Bank holds out no warranty and makes no representation about the quality, delivery or otherwise of the goods and services offered by Merchant. Any issue, dispute, or claim arising out of or in relation to availing the benefits under the Offer must be resolved by the Customer directly with Merchant by calling @ 1800 102 2777 without any reference to the Bank , or use the link https://www.croma.com/helpAndSupport without any reference to the Bank.
The decision of the Bank and Merchant in all matters in connection with and incidental to this Offer is final and shall be binding on all persons.
Disputes, if any, arising out of or in connection with or as a result of above Offer or otherwise relating hereto shall be subject to the exclusive jurisdiction of the competent courts / tribunals in Mumbai.
Offer is for one time use only and cannot be clubbed with any other Offer.
All taxes, duties, levies or other statutory dues and charges payable in connection with the benefits of the Offer shall be borne solely by the Customer and the Bank will not be liable in any manner whatsoever for any such taxes, duties, levies or other statutory dues and charges.
This offer cannot be clubbed with any other ongoing offer at the store i.e. Brand offer, Croma offer or Kotak Bank.



IDFC FIRST Bank Terms & Condition

Offer: Get up to 10% Instant Discount up to Rs. 2,000 at Croma Stores and Online on Monday’s

Offer Duration: Offer valid every Monday from 1st July – 30th Sep’23

Offer Details:

Cardholder will be eligible for 10% Instant Discount up to Rs. 2000 for electronics purchased at Croma stores and online through EMI option using IDFC FIRST Bank Credit Cards on Pine labs terminals.
Cardholder will be eligible for 5% Instant Discount up to Rs. 1500 for electronics purchased at Croma stores and online through Full Swipe (Non-EMI Transaction) option using IDFC FIRST Bank Credit Cards (only) on Pine labs terminals
Minimum product price to avail the offer is Rs 15,000 for stores
Offer is limited to one transaction per customer/per month during the Offer period
No two offers can be clubbed together. Please note this Instant Discount offer cannot be clubbed with any other offer that a customer might have received from Croma or Brand or OEM (Original equipment manufacturer) or IDFC FIRST Bank.



How to Avail Offer:

  • Shop for Electronics at Croma Stores and online at https://www.croma.com/ for at least Rs 10,000 on Mondays’. Find the nearest Croma store at https://www.croma.com/store?location=default
  • Apply the IDFC FIRST Bank Card offer at Checkout page for Online transactions. For instore transactions, request the Croma sales staff at billing counter to apply applicable offer on IDFC FIRST Bank Card
  • Use IDFC FIRST Bank Card as mode of payment to avail of the benefit


    Terms & Conditions:

    • This offer is applicable on EMI transactions done at physical stores and online.
    • Offer is applicable on Pine labs POS terminals only for physical stores.
    • Offer is applicable on select tenures.
    • Discount will be given to a Cardholder only when it is mentioned on the charge slip. If the charge slip does not mention Discount, the Cardholder will not be entitled for the same.
    • Processing fee of 1% of the transaction value (minimum Rs.99) plus taxes will be charged on EMI processing for Credit cards
    • This offer cannot be clubbed with any other offers and promotions across the stores and online
    • One card can be used only one time during the offer period. A customer will be eligible for the offer only once per month during offer period.
    • Offer is subject to brand discretion, please enquire at store for offer availability before the purchase
    • The Offer is made solely and entirely by IDFC FIRST Bank Ltd. (“Bank”) to the Bank’s Credit Cardholders (“Customers”), who have received communication by the Bank through emailer, SMS, Push Notification and / or any other direct communication channel intended for the customer only.
    • The Offer is non-transferable, non-cashable and non-negotiable.
    • Cashback (if applicable) will be posted within 90 days after the offer end date to the eligible Credit Card account of the qualified customers only. Instant discount (if applicable) will be provided at Point of sale itself
    • The offer validity, minimum purchase and maximum cashback/discount criteria of the offer, as mentioned in the communication received by you, will be applicable.
    • Any Customer eligible for the offer shall be deemed to have read, understood and accepted these terms and conditions, the offer terms and conditions mentioned in the Emailer, SMS, PN and/or banner, as well as, general terms and conditions of the Bank, before availing the Offer.
    • The Bank reserves the right to disqualify any Customer from the benefits of the Offer if any fraudulent activity is identified as being carried out for the purpose of availing the benefits under the Offer.
    • The Bank reserves the right, at any time, without prior notice and without assigning any reason whatsoever, to add/alter/modify/change or vary all or any of these terms and conditions or to replace, wholly or in part this Offer by another offer whether similar to this Offer or not or to extend or withdraw this Offer altogether.
    • The Bank holds out no warranty and makes no representation about the quality, delivery or otherwise of the goods and services offered by any merchant with regards to this offer. The Customer is expected to take any grievance, pertaining to quality, delivery or any other issue of purchased goods and services, to the respective merchant and not to the Bank.
    • The decision of the Bank limited in all matters in connection with and incidental to this Offer is final and shall be binding on all persons.
    • Disputes, if any, arising out of or in connection with or as a result of above Offer or otherwise relating hereto shall be subject to the exclusive jurisdiction of the competent courts / tribunals in Mumbai.
    • All taxes, duties, levies or other statutory dues and charges payable in connection with the offer shall be borne solely by the Customer and the Bank will not be liable in any manner whatsoever for any such taxes, duties, levies or other statutory dues and charges.


    Standard Bank Terms and Conditions:

    • Cardholder will mean any person who is holding an active IDFC FIRST Bank Credit Cards.
    • Merchant or Merchant establishment will mean any establishment where the IDFC FIRST Bank Credit mentioned in the offer has been used for making a purchase.
    • The offer can be availed as per terms mentioned in the offer and only on transactions done at Merchant establishment using an active IDFC FIRST Bank Credit Cards.
    • The offer will be valid only on or within the dates mentioned in the offer details
    • No two offers can be clubbed together. Please note this offer cannot be clubbed with other promotions or offer or membership or any voucher or discount or packages that a customer might have received from the Merchant or IDFC FIRST Bank.
    • Cardholder’s eligibility for the offer will be decided by IDFC FIRST Bank. In case of all matters relating to the offer including any dispute or discrepancy relating to the offer or eligibility of any Cardholder, IDFC FIRST Bank’s sole decision shall be final and binding on Cardholders in all respects.
    • All Customer Queries/dispute on the offer should be raised during the offer period or within 7 days after expiry of the offer or promotion period.
    • Any taxes or liabilities or charges payable to the Government or any other authority or body, if any, shall be borne directly by the cardholder and/ or billed to the account of the cardholder.
    • All Bank and Merchant Standard Terms & Conditions will apply.
    • Incomplete / rejected / invalid /returned /cancelled / refunded/ disputed or unauthorized/ fraudulent transactions will not be considered for the offer.
    • The offer is non-binding, non-transferable, non-cashable and non-negotiable.
    • The participation in the offer is entirely voluntary and it is understood, that the participation by the Cardholders shall be deemed to have been made on a voluntary basis.
    • Any dispute or claim regarding the discount, delivery, service, suitability, merchantability, availability or quality of product/services availed under this offer must be addressed in writing, by the cardholder directly to the Merchant establishment. Bank shall not be liable in any manner whatsoever for any loss/ damage/ claim that may arise out of use or otherwise of any goods/ services etc. availed by the Card Holder/s under the said Offer
    • Any dispute relating to the offer will be settled under the sole and exclusive jurisdiction of Mumbai courts only. Bank holds out no warranty or makes no representation about the quality, delivery or otherwise of the goods and services or the discount offered by the Merchant
    • No substitutions or exchange of Offer, other than what is detailed in the communication sent to the Card Holder/s shall be allowed. However, Merchant & IDFC FIRST Bank reserve the right to substitute and/or change the Offer or any of them, without any intimation or notice, written or otherwise to the Card Holder/s.
    • The decision of Merchant & IDFC FIRST Bank will be final and binding on all and any correspondence in this regard will not be entertained.
    • IDFC FIRST Bank will not be responsible or liable in case the offer is not configured or could not be availed due to technical or other reasons.
    • IDFC FIRST Bank reserves the right to disqualify any cardholder from the benefits of the offer if any fraudulent activity is identified as being carried out for the purpose of availing the benefits under the offer or otherwise by use of the Card. In case of any fraudulent activity, for the purpose of availing the benefits under the Offer, necessary action will be taken by the Bank. Please note Bank’s has its own sole discretion in this regard which shall be final and binding.
    • Images provided in promotions are only for pictorial representation and IDFC FIRST Bank does not undertake any liability or responsibility for the same.
    • Nothing contained herein shall constitute or be deemed to constitute an advice, invitation or solicitation to purchase any products/ services of Merchant or any third party and is not intended to create any rights and obligations.
    • The offer by IDFC FIRST Bank is subject to applicable laws and regulatory guidelines/ regulations and as per bank's extant guidelines from time to time.
    • Customer under this Offer and/or otherwise will be additionally governed by Terms and conditions of IDFC FIRST Bank Card Member Agreement. Customer can view the terms and conditions on the online portal https://www.idfcfirstbank.com
    • Any person taking the advantage of this offer shall be deemed to have read, understood and accepted these terms and conditions.

      AU Bank -Terms & Conditions



      Offer Details.

      Get 5% Instant Discount on shopping at Croma stores or website using AU Credit
      Offer will be valid once per card per month
      Minimum Spends: Rs. 15,000
      Maximum Discount:
      Non- EMI (Full Swipe) Transactions: Up to Rs. 2,000 on AU Credit Card


      Offer Days: Offer will be valid every week on Tuesday, Saturday & Sunday
      On Tuesday: Offer will be Applicable at Croma Stores & Website (Credit Card Full Swipe)
      On Saturday & Sunday: Offer will be Applicable at Croma Stores only (Credit Card Full Swipe;)



      Offer Terms and Conditions:

      This marketing program (“Program”) is from AU Bank under an arrangement with Infiniti Retail Ltd., (“Merchant”) and is open to all residents of India holding a valid and current AU Credit Card (“Cardholder”)


      Non-EMI Transactions- For purchase of Rs. 15,000 & above with the card during the campaign period, AU Credit cardholder can avail 5% Instant Discount – Maximum up to Rs.2000 on credit card as same day Instant Discount on qualifying transaction at Stores & on croma.com

      • The program is valid from 1st July, 2023 till 30th Sep'23 on every Tuesday, Saturday & Sunday only unless extended by the Parties and Merchant.
      • Offer applicable only on one transaction per card per month. For Credit Card, customer can either avail offer on full swipe in a month on a single card
      • Eligible bank customer has to select the bank offer on the payment page to avail the offer
      • Non –eligible bank customer will receive appropriate error messages and can proceed without the Instant Discount
      • Instant Discount will not be extended for the customer if he/she fails to select the bank offer.
      • Program is applicable only on transactions done on campaign period & will not be applicable on any other day
      • Instant Discount will not be applicable on advance invoice
      • Maximum 1 transaction on a card will be eligible, any further transaction using same card will not get the benefit of the offer. Only 1 card per invoice is eligible for Instant Discount
      • Bank Card Account is required to be active and non-delinquent. Returned transactions, disputed or unauthorized/fraudulent transactions will not be considered for this offer.
      • All the existing offers, gifts, discounts etc., that are being offered can be availed by the Cardholders apart of this exclusive offer as mentioned in the communication.
      • No two offers can be clubbed together or can be exchanged in cash/ part or whole.
      • Under no circumstance will the offer/discount being offered under this Program be settled with cash in lieu by AU Bank or by Merchant
      • Any disputes arising out of the Offer shall be subject to arbitration by a sole arbitrator appointed by AU Bank for this purpose. The proceedings of the arbitration shall be conducted as per the provisions of Arbitration and Conciliation Act, 1996. The place of arbitration shall be at Mumbai and language of arbitration shall be English. The existence of a dispute, if any, shall not constitute a claim against AU Bank.
      • The Program is for the consumption of individual retail consumers only Infiniti Retail & AU Bank reserve right to modify or end the offer during the campaign period
      • Note: - Croma is a participating entity as per the commercial between AU Small Finance Bank Ltd and Infiniti Retail Ltd.
      • The offers are brought to you by AU Small Finance Bank ("AU Small Finance Bank") and any participation in the offer is voluntary.
      • Cardholders are required to use their AU Credit/Debit Card to pay for the services/product under the offers to avail the discounts.
      • Regular Credit Card Terms and Conditions apply
      • The offers are on-going till the specified validity date.
      • Offers made by the participating establishments may not be used in combination with any other offer that is in force. The offers are subject to force majeure events
      • Taxes additional as applicable, Tax liability, if any, will be borne by the Cardholder.
      • Bank reserves the right to withdraw or alter any of the terms and conditions of the offer at any time without prior notice

      Bank is neither responsible for nor guarantees the product/services of participating establishments.

      • Bank shall not be liable for any defects or deficiency of the product or service so obtained/availed of by the Cardholder
      • Bank shall not be liable for any loss or damage whatsoever that may be suffered, or for any personal injury that may be suffered as a result of availing of the offer.
      • This offer will not be clubbed with any existing offers on the website or application
      • The offers cannot be redeemed for cash or clubbed with any other offer or promotion
      • Not applicable on kits and sample products
      • AU Bank & IRL reserves to right to run the above agreed offer / increase / decrease the customer gratification on specific categories only, specific brands & selective products during tactical campaign days.


      Terms & Conditions: Federal Bank



      Avail exciting instant discount at Croma stores using your Federal Bank Cards.

      Offer Terms & Conditions:



      Offer Construct

      Card type

      Offer Period

      Offer available on

      Min txn value

      Restricted to

      Applicability

      10% Up to Rs.3000 (3,6,9,12 Month tenures)

      CC EMI

      1st July’2023 to 30th Sept’2023 (Both days included)- Every Wednesday, Saturday & Sunday

      Offline

      ₹15000 for Offline Stores,

      ₹10000 for Online

      1 txn per card per month during offer period

      All Products & Brands

      ICICI Bank T&C



      S.No.

      Term

      Details

      1

      Offer

      1. Offer 1: Thursday-Friday-Saturday Offer

      Flat Rs. 2,000 instant discount on min purchase of Rs. 10,000 at Croma website using ICICI Bank credit/debit cards.

      Rs. 2,500 instant discount on min purchase of Rs. 10,000 at Croma website using ICICI Bank credit/debit card EMI transactions.

      The offer is subject to modifications as mutually finalized on mail by ICICI Bank and the Alliance partner.

      Type of Customers to whom Offer is applicable

      Offer 1:

      · ICICI Bank credit cardholders (excluding Amazon Pay credit cardholders)

      · ICICI Bank credit card EMI transactions (excluding Amazon Pay credit cards)

      2

      Offer Period

      Term of the Offer shall be as mentioned below:

      1. Offer 1 – Thursday, Friday & Saturday for Croma.com website

      3

      Terms prescribed by Alliance Partner in relation to the Offer

      Offer 1:

      • For EMI transactions on Croma.com, the discount will be given in the form of cashback by Croma and will be processed within 90 working days once the product is delivered.

      • Eligible bank customer has to select the bank offer on the payment page to avail the offer.

      • Non–eligible bank customer will receive appropriate error messages and can proceed without the instant discount.

      • Instant discount will not be extended for the customer if he/she fails to select the bank offer.

      • Maximum Cash back under the offer will be Rs. 2,500 at a card level.

      • Offer will not be applicable on Business, Commercial & Corporate ICICI Bank Credit/Debit Cards.

      • Offer will not be applicable on ICICI Bank Amazon Pay credit card.

      • Offer cannot be combined with brand EMI offer.

      • Program is applicable only on transactions done on campaign days & will not be applicable on any other day of the week.

      • Cashback will not be applicable on advance invoice.

      • Maximum 1 transaction on a card per week will be eligible for the offer, any further transaction using same card will not get the benefit of the offer. Only 1 card per invoice is eligible for the offer.

      • Any query regarding the program will be entertained till 31st August 2023. Post such date, ICICI Bank will not entertain any correspondence or communication regarding this Program from any cardholder.

      • Bank Card Account is required to be active and non-delinquent. Returned transactions, disputed or unauthorized/fraudulent transactions will not be considered for this offer.

      • All the existing offers, gifts, discounts etc., that are being offered can be availed by the Cardholders apart of this exclusive offer as mentioned in the communication.

      • Under no circumstance will the offer/discount being offered under this Program be settled with cash in lieu by ICICI Bank or by Merchant.

      • The Program is for the consumption of individual retail consumers only Infiniti Retail & ICICI Bank reserve right to modify or end the offer during the campaign period.

      Note: - Croma is a participating entity as per the commercial between ICICI Bank and Infiniti Retail Ltd.

      Note: - Croma is a participating entity as per the commercial between ICICI Bank and Infiniti Retail Ltd.



      Croma Offer on HSBC Credit Card, Credit Card EMI Transactions and payments using HSBC Premier Visa Debit Card during July 2023.

      Terms and conditions:

      • This offer is brought to you by The Hongkong and Shanghai Banking Corporation Limited, India (HSBC) and any participation in the offer is voluntary.
      • This offer is available to existing and new resident HSBC credit cardholders, excluding corporate cardholders (hereinafter referred to as 'cardholders'). Credit cardholders who have not made their minimum payment due within 30 days of the payment due date mentioned on the credit card statement will not be eligible for the offer.
      • Cardholders are required to use their valid HSBC Credit Card or Premier Visa Debit Card ('card') in order to have the offer available to them.
      • During the period from 1st July’23 till 30th Sep’23 (inclusive of both dates) only on Saturdays and Sundays ('Offer Period'), Cardholders using their valid HSBC Credit Card ('card') at Croma stores or the Croma website (‘Croma’) will be entitled to following offers mentioned in the below table on applicable payment modes ('Offer'):


      Payment Mode

      Store / Online

      Offer

      Min. Transaction value

      Maximum discount (INR)

      1. Credit Cards – Regular Full Swipe transactions

      Store

      5% instant discount

      Minimum transaction value: Rs. 20,000 and above

      Max discount up to INR 2,000

      Croma.com

      2. Credit Cards – Instant EMI transactions

      Store

      7.5% instant discount

      Minimum transaction value: Rs. 20,000 and above

      Max instant discount up to INR 7,500

      Croma.com

      7.5% instant discount

      Max instant discount up to INR 7,500



      • Offer on payments using HSBC Credit Cards is valid only on Saturdays and Sundays (Once per card per month)
      • During the period from 1st July’23 till 31st July 2023 (inclusive of both dates) ('Offer Period'), Cardholders using their valid HSBC Premier Visa Debit Card ('card') at Croma stores only (‘Croma’) will be entitled to following offer mentioned in the below table ('Offer'):


      Payment Mode

      Store / Online

      Offer

      Min. Transaction value

      Maximum discount (INR)

      1. Premier Visa Debit Cards starting with 428414 only – Full Swipe transactions

      Store only

      Flat INR 5,000 instant discount

      Minimum transaction value of INR 50,000

      Max instant discount: INR 5,000



      • Offer on payments using HSBC Premier Visa Debit Card Offer can be availed on any day of the week during the Offer Period (once per card during the Offer Period)

      HSBC Premier Visa Debit Card numbers start with number: 4284 14

      Offer valid only on HSBC Premier Visa Debit Cards only and cannot be availed on any other payment mode during the Offer Period.

      • Transactions have to carry a minimum transaction value as mentioned in above table, to be eligible for the offer.
      • This offer will be valid once per card per month for purchases made only on Saturdays and Sundays within the specified Offer Period.
      • The discount is over and above any other Offer being Offered by the stores during the Offer Period.
      • This offer is also applicable for payments made using Instant EMI facility on HSBC credit cards.
      • Transactions where payments are made with HSBC Credit Cards using any e-wallet will not be eligible for the Offer. Cardholders / Customers understand and agree that transactions / payments made through Mobile Credit Card or Tokenized Credit Card facility offered by HSBC will not be valid for availing the Offer.
      • HSBC does not endorse any of the products or brands being offered by Croma stores or the Croma website and does not provide any warranties or representations of the quality, saleability, suitability or availability of products. Any dispute regarding such products must be addressed in writing by the cardholder directly to Croma.
      • HSBC and Croma reserve the right to add, alter, modify, change or vary all or any of these terms and conditions or to replace, wholly or in part, this offer with another, whether similar to this offer or not, or to withdraw it completely at any point in time. The offer may/may not be extended as mutually agreed by HSBC and Croma.
      • Prior to using the Croma website and/or its mobile app, the cardholder should refer to, read, understand, accept and agree to the user agreement and terms and conditions of the said website and mobile app, and proceed only if the cardholder agrees to abide by them. The cardholder will be required to provide personal information and other details online. The cardholder should read and understand the privacy policy of the website and the mobile site, prior to providing such information. Any disclosure of information made by the cardholder toward the availability or fulfilment of the offer is at the sole discretion of the cardholder and HSBC shall not be responsible such disclosures. Croma may use the personal information shared by the cardholder for any other purpose (like marketing etc.) and HSBC will not be held liable for the usage of personal information.
      • This offer is subject to the terms and conditions of Croma, and cardholders are required to refer to, read, understand, accept and agree to be bound by them before redeeming the offer.
      • Usage of the credit card is governed by applicable terms and conditions. Please visit hsbc.co.infor detailed terms and conditions.
      • All decisions relating to the offer shall be made at the sole discretion of HSBC and shall be final, binding and non-contestable. Other than the specific entitlements available to the cardholders under this offer, any other claims with regard to this offer, against HSBC, are waived.
      • HSBC reserves the sole right to decide on whether a purchase meets the eligibility criteria listed above.
      • HSBC will not be liable for any direct or indirect loss or damage that may be incurred as a result of participation in the offer.
      • Any disputes arising out of or in connection with this offer shall be subject to the exclusive jurisdiction of courts in Mumbai only. The existence of any dispute shall not, by itself, constitute any claim against HSBC.
      • This offer is subject to force majeure clauses.
      • Tax liability, if any, will be borne by the cardholder.
      • Please note that basis Goods and Services Tax (GST) regulations and notified GST rates, Central GST and State/Union Territory GST or Inter-State GST, will be levied on the discounted price, as applicable. GST on interest charged by HSBC on Instant EMI loan transactions has to be borne by Cardholder.
      • By taking on the offer, cardholders are assumed to have accepted all the aforementioned terms and conditions in their totality.
      • HSBC & Croma reserves to right to run the above agreed offer / increase / decrease the customer gratification on specific categories, specific brands & selective products during the Offer Period.
      • This offer cannot be clubbed with other offers at Croma.
      • Offer will not be applicable on select product / brands. Cardholders are advised to check the Offer applicability for any particular transaction and speak with a Croma representative before making payment with HSBC Credit Card.


      HDFC Bank: Terms & Conditions


      Offer Construct:

      7.5% Instant Discount Up to Rs. 3,000 with HDFC EasyEMI on CC.

      * Offer Period : Every Friday starting 1st July 2023 till 30th Sep 2023.

      * Minimum txn on www.croma.com : Rs. 10,000.

      * Offer cannot be clubbed with Brand EMI offer or any other Offer.

      * Discount applicable once per Card per week.

      * At www.croma.com, EMI offer will be as Cashback.

      * Offer applicable on Retail Credit Cards, Business and select Corporate and Commercial Credit Cards.



      Terms & Conditions:

      • Convenience Fee of Rs 199+ GST Applicable for EMI transactions on HDFC BANK CARDS, Convenience fee does not get reversed even in case of cancellation / pre closure.
      • The offer is an instant discount and will be provided upfront at the time of purchase.
      • HDFC Bank holds out no warranty or makes no representation about the quality, delivery or otherwise of the services offered by the partner. Any dispute or claim regarding the services/offers must be resolved by the Card Holder/s with the partner directly without any reference to HDFC Bank.
      • HDFC Bank shall not be liable in any manner whatsoever for any loss/ damage/ claim that may arise out of use or otherwise of any goods/ services / assured gifts / gift vouchers availed by the Card Holder/s under the said Offer offered by the partner
      • HDFC Bank shall not be held liable for any delay or loss that may be caused in delivery of the services.
      • This Offer is made available to the Customers selected at the discretion of HDFC Bank.
      • The offer cannot be combined with any other offer
      • If promo code is mentioned as part of the communication (please refer Offer details tab) then customer has to use the code to avail the offer; in case the code is not used Discount/ Cashback cannot be credited back to customer at a later date.
      • Any person availing this offer shall be deemed to have accepted these Terms and Conditions.
      • HDFC Bank reserves the right, at any time, without prior notice and without assigning any reason whatsoever, to add/alter/modify/change or vary all these terms and conditions or to replace, wholly or in part, this offers by another offer, whether like this offer or not, or to extend or withdraw it altogether.
      • Eligible benefits for this promotion (such as Reward points / cashback) will only be posted to accounts that are active at the time of postings.
      • Benefits will not be posted on credit card accounts which are permanently delinquent or closed at the time of posting.
      • If a card member has more than 1 (one) HDFC Bank Credit Card, spends on the cards cannot be clubbed by the card member to qualify for the said offer.
      • Purchases eligible for Instant Discount/ Cashback on HDFC Bank Credit Card will not qualify for Reward Points. The same will be reversed within 120 days.
      • This offer is non-cashable, not extendable, and non-negotiable.
      • Purchase cards.
      • This offer is not applicable on virtual cards, Consumer Durable, VPA, Fleet, R&R Commercial and
      • Nothing herein amounts to a commitment by HDFC Bank to conduct further, similar, or other offers.
      • HDFC Bank Cardholders are not bound in any way to participate in this offer. Any participation is voluntary, and the offer is being made purely on a best effort basis.
      • Benefits will also not be posted on retail credit card accounts that are flagged for working capital usage.
      • Purchases done using HDFC Bank Credit card via UPI mode shall not be eligible for this offer.
      • The above offer is by way of a special offer co-funded by the Bank & Merchant for select HDFC Bank Credit Cardholders only and nothing contained herein shall prejudice or affect the terms and conditions of the card member agreement. The terms of the above schemes shall be in addition to and not in derogation of the terms contained in the card member agreement.
      • All disputes, if any, arising out of or in connection with or because of above offers or otherwise relating hereto shall be subject to the exclusive jurisdiction of the competent courts / tribunals in Mumbai only, irrespective of whether courts / tribunals in other areas have concurrent or similar jurisdiction.
      • Any query regarding the program will be entertained till 60 days from the posting date. After said date the Bank will not entertain any correspondence or communication regarding this Program from the cardholder.
      • Any Tax, service charge or other charges levied with regards to the Promotional Offer, may be borne by the Card Holder / winner.